How do I get a quote?

Fill out the short form with your name and phone number. A licensed agent will call you back — usually the same day — to talk through your options. There are no medical questions on the form and nothing to upload.

Do I need a medical exam?

Not always. Some products offer no-exam or simplified options, though health questions and underwriting may still apply. Your agent will explain what to expect based on what you are looking for.

What types of coverage can you help with?

We can help you understand term life, whole life, and final expense coverage. Because we are independent, we walk you through the choices rather than pushing one company.

I have coverage through work — isn’t that enough?

Workplace coverage is a great start, but it is often tied to your job and may end if you leave. Many families choose to review whether an individual option could add flexibility that stays with them. Your agent can help you think it through.

How much does life insurance cost?

It depends on your age, health, the amount of coverage, and the product — which is exactly why we start with a conversation instead of a one-size-fits-all number. Pricing is set by the issuing insurer and subject to underwriting. Your agent will walk you through real options for your situation so you can compare and decide.

Is this going to be a pushy sales call?

No. It’s a conversation with a licensed agent who listens first and explains your options in plain language. There’s no cost, no obligation, and no pressure — you can end the call anytime and take as long as you need to decide.

What happens after I submit?

A licensed agent reviews your request and calls you, usually the same day. The conversation is free, with no obligation — you decide if and when to move forward.

Legal

Privacy Policy

Effective date: July 28, 2026

Who we are

MEI Financial Solutions LLC ("MEI," "we," "us," or "our") is a licensed independent insurance agency serving families in the states listed in our Terms of Service. This Privacy Policy explains what information we collect through meifinancialsolutions.com (the "Site"), how we use it, who we share it with, and the choices you have. The Site is intended for U.S. residents in the states listed in our Terms of Service and is not directed to residents of other countries.

Information we collect

When you request a free protection review through our quote form, we collect the information you choose to provide, which may include your first and last name, phone number, email address, city, state, general coverage interest, and preferred time to be contacted. We do not ask for medical information, Social Security numbers, or bank account details through this Site, and we ask that you never send us that kind of information by email or web form.

We also automatically collect limited technical information — such as pages visited, referring page, general device/browser information, and approximate location derived from your IP address — through cookies and similar technologies described below.

Cookies and analytics

We use Google Analytics and Vercel Analytics to understand how visitors use the Site, such as which pages are viewed and how visitors arrived here. These tools may use cookies or similar technology and may collect your IP address and device information. We use them for analytics only, not for interest-based advertising or to track you across other websites. We do not currently honor browser "Do Not Track" signals, as no common industry standard for responding to them exists. You can block or delete cookies through your browser settings; some parts of the Site may not function as intended if you do.

How we use your information

We use the information you submit to:

Contact you by phone, text message, or email about your request for a free, no-obligation protection review;
Connect you with a licensed insurance agent to discuss coverage options;
Operate, maintain, secure, and improve the Site;
Understand aggregate Site usage and traffic trends; and
Comply with legal, regulatory, and recordkeeping obligations.

We do not sell your personal information, and we do not share it for cross-context behavioral advertising as those terms are defined under applicable state privacy laws. We do not share your information with third parties for their own independent marketing purposes without your consent.

Who we share information with

We share information only with service providers who process it on our behalf, under confidentiality obligations, and only as needed to operate the Site and respond to your request:

Our customer relationship management (CRM) and database provider, to store and route your request;
Our website hosting provider and analytics providers, to run and measure the Site;
The licensed insurance carrier(s) whose products you ask us to help you evaluate; and
Professional advisors or authorities where required by law, subpoena, or to protect our legal rights.

If MEI is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to this Privacy Policy or a policy at least as protective.

Text messages and phone calls

By submitting the quote form and checking the consent box, you agree that MEI Financial Solutions may contact you by phone, text message (SMS), or email, including through the use of an automatic telephone dialing system or prerecorded/artificial voice, at the phone number and email address you provide. Consent is not required as a condition of purchasing any product or service. Message and data rates may apply, and message frequency varies. Reply STOP at any time to stop receiving text messages, or HELP for help. You may also revoke consent at any time using the methods in "Your choices" below. Carriers are not liable for delayed or undelivered messages.

How we protect and retain information

We use reasonable administrative and technical safeguards designed to protect the personal information you share with us. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. If we experience a security incident affecting your personal information, we will notify affected individuals and any required regulators as required by applicable law. We retain lead and contact information for as long as reasonably necessary to fulfill the purposes described in this policy, respond to your requests, and meet our legal and recordkeeping obligations, after which we delete or de-identify it.

Your choices

You can ask us to stop contacting you, correct your information, access a copy of it, or delete the information we hold about you at any time by emailing contact@meifinancialsolutions.com or calling (347) 470-5862. We will honor reasonable requests as required by applicable law, and we will not discriminate against you (for example, by denying service) for exercising these choices. We may need to verify your identity before completing certain requests.

California and other state privacy rights

Depending on where you live, applicable state privacy laws may give you additional rights over personal information, including the right to know what we collect, request deletion or correction, and opt out of the sale or sharing of personal information. As noted above, we do not sell personal information or share it for cross-context behavioral advertising. You can exercise any applicable rights using the contact methods in "Your choices" above.

Children's privacy

This Site is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children. If we learn we have inadvertently collected information from a child, we will delete it.

Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date, and continued use of the Site after changes are posted means you accept the updated policy.

Contact us

MEI Financial Solutions LLC — Licensed in 16 states
Phone: (347) 470-5862
Email: contact@meifinancialsolutions.com

See also our Terms of Service, which includes an arbitration agreement and class action waiver that applies to disputes arising from this Privacy Policy as well.